Flagstaff HOA Foreclosure Rights Lawyer

When you own a home in a Flagstaff homeowners association, such as Aspen Village Condos or the Cheshire Park Townhouses, you will likely be required to pay monthly dues or assessments. Understanding the laws surrounding these dues can protect both your home and your rights. When a person allegedly falls behind on these dues, their HOA may threaten to place a lien against their home. A Flagstaff HOA foreclosure rights lawyer can step in to help.

Stop HOA Foreclosure With Experienced Legal Help

At Harper Hall PLC, our attorneys have been fighting for the rights of homeowners across Arizona since 2003. We have a deep understanding of the laws that play into HOA foreclosures and are ready to do whatever it takes to protect you, your family, and your home. We understand that your home is likely your largest asset; that you have worked hard to get to where you are now, and that when your asset is at risk, you deserve an experienced attorney’s counsel and representation.

What Triggers an HOA Foreclosure in Flagstaff?

Nearly one-third of the population of Arizona currently resides in a homeowners’ association or condo association. Residing within an HOA can have several benefits, such as access to fitness centers on the grounds, pools, playgrounds, walking paths, and the ease that comes from an extra layer of security. However, living in an HOA means having to pay monthly dues. The average monthly dues for a household residing in an HOA in Arizona are around $448.

When these dues go unpaid, your HOA can trigger a foreclosure process by placing a lien against your property. If you are unable to pay your past dues and remove your lien, the HOA is allowed, at any time, to officially begin the foreclosure process on that property to secure its dues. Even if you are up to date on your mortgage payments, your property can be foreclosed because of late HOA dues.

How to Stop an HOA Foreclosure From Happening

When your HOA comes after your property for unpaid dues or assessments, it is natural to feel scared and overwhelmed. Thankfully, you have rights, and at Harper Hall PLC, we are here to ensure those rights are protected. In Arizona, when you are faced with an HOA foreclosure, you have several legal options to put an end to the process or avoid it altogether. These options include:

• Paying off the past dues in total
• Negotiating with the HOA for a reduced payoff or a monthly payment plan
• Filing for bankruptcy
• Raising a legal defense against your HOA

Hire an HOA Foreclosure Rights Lawyer Today: Contact Harper Hall PLC

If you are facing a foreclosure by your HOA, it is vital that you hire an HOA foreclosure rights lawyer with both experience and knowledge of the pertinent laws.

At Harper Hall PLC, we are here to protect your rights as a homeowner during the foreclosure process, advise you on what steps you can take to stop or entirely avoid foreclosure, and work to negotiate with your HOA to reach a fair resolution. Contact our offices today to learn more about our services and how we can help.