Arizona HOA Foreclosure Rights Lawyer

When you purchase a home in Arizona, your chances of it being a part of a homeowners’ association or condo association are high. As a part of these planned communities, you will likely have to pay monthly fees or assessments to the HOA. When you fall behind on these required payments, your HOA maintains the right to place a lien against your property and may even begin an official foreclosure process. An Arizona HOA foreclosure rights lawyer can help.

Harper Hall PLC Has the Experience You Deserve

For over two decades, the team at Harper Hall PLC has been helping residents of Arizona fight for their rights in an HOA foreclosure. We understand that your home is most likely your largest investment and that investment deserves to be protected at all costs. We also understand that you are likely feeling scared and overwhelmed regarding your future and want to offer you the confidence that comes with hiring the experienced legal counsel and representation you deserve.

How Arizona HOA Liens Are Foreclosed

Arizona is home to nearly 10,200 separate HOA or condo associations. Whether you live tucked along the Sonoran Desert foothills in the Vistancia development or call the Las Sendas Community Association home, you are likely required to pay certain monthly dues to your HOA to help with general upkeep and maintenance projects. Arizona has some of the highest HOA dues in the country, at roughly $448 per household per month.

When these dues, or assessments, go unpaid, your HOA has the right to place a lien against your property. If your HOA takes this action, they may be able to foreclose your home even if you have a mortgage and have stayed up-to-date on those payments. Usually, to enforce a lien, your HOA will start calling you or sending you letters. If these warnings don’t get you to pay your late dues, they may send you to a collection agency or file an official legal claim.

What Are My Legal Options in an HOA Foreclosure?

As soon as you are made aware that you are behind on HOA dues and your HOA is planning on placing a lien against your home or starting the official foreclosure process, you should remember that you still have options. To prevent or stop an HOA foreclosure in Arizona, Harper Hall PLC can review your case and help determine which option correctly fits your situation. These options include:

• Paying your late fees in full
• Negotiating a payment plan or reduced payoff with your HOA
• Filing for bankruptcy
• Raising a legal defense against your HOA for false allegations

Hire an HOA Foreclosure Lawyer Today by Contacting Harper Hall PLC

If you find yourself facing an HOA foreclosure in Arizona, it is crucial that you hire an HOA foreclosure lawyer who can successfully assist you throughout the legal process and help put an end to the lien against your property. At Harper Hall PLC, we are passionate about protecting your rights, your home, and your loved ones during a foreclosure and are ready to do whatever it takes to negotiate with your HOA to reach a resolution. Contact our offices today to learn more.