Lake Havasu HOA Foreclosure Rights Lawyer

When you purchase a home in a planned community in Arizona, you might find yourself belonging to an HOA, or a homeowners’ association. These properties, such as the homes in Mountain View or Villa Cordova, offer several benefits to residents, like pools, rec centers, and extra security. They also charge dues. When these dues allegedly go unpaid, an HOA may threaten to foreclose your home, and a Lake Havasu HOA foreclosure rights lawyer can help.

Protect Your Home With Seasoned Legal Counsel

Since 2003, the team at Harper Hall PLC has been working to protect the rights of homeowners across the state of Arizona. We understand that your home is likely your biggest investment, and when that investment comes under threat, we are here to help. At Harper Hall PLC, we offer detailed and focused care for folks facing disputes or foreclosures in connection with their homeowners association. We fight for you, not your HOA, no matter what.

Defining HOA Foreclosure in Lake Havasu

There are nearly 10,200 separate homeowners’ associations operating in the state of Arizona today. Belonging to an HOA can have its perks: access to walking paths, gated areas to offer an extra layer of security, and fitness centers where members can exercise out of the daily heat. However, belonging to an HOA means having to pay monthly dues or assessments.

These dues often go to help pay for common expenses or projects funded by your HOA, such as the amenities on the property. Arizona sees the second-highest number when it comes to these dues, however, at roughly $448 every month for every household. These dues can add up, and when they go unpaid for a sufficient period or have reached a certain threshold amount, your homeowners association may decide to take legal action.

In Arizona, your HOA maintains the right to initiate a homeowners association foreclosure on your property to collect the dues you owe. However, it is important to remember that you, too, have rights in these situations, even once the foreclosure process has been initiated.

Defending Against HOA Dues and Foreclosures

Paying your HOA dues in Lake Havasu is mandatory, and if you fall behind on these payments, your HOA has the right to send you to a collections agency. Thankfully, in many cases, this doesn’t have to spell the end. You may maintain your right to redeem, meaning that you may be able to pay your past due amounts and stop the foreclosure. At Harper Hall PLC, we can review your case and help determine your options for a foreclosure defense.

Hire an HOA Foreclosure Rights Lawyer: Contact Harper Hall PLC Today

If your HOA is threatening to foreclose on your home or place a lien on your home, it is wise to be aware of your rights. At Harper Hall PLC, we are here to make you aware of the protections that are available when these circumstances arise. If your HOA or condo association begins the formal foreclosure process, you still have options, and we are here to help. Contact our offices to learn more about our services and to hire an HOA foreclosure rights lawyer today.