Tucson HOA Foreclosure Rights Lawyer

Purchasing a home in Tucson fills one with a sense of pride and joy. You have something to call your own and want to do everything in your power to protect it. Unfortunately, if your home is part of a homeowners’ association, such as Enchanted Hills or Rancho Perdido Estates, your HOA may try to foreclose on your home if you fall behind on your monthly dues. In these cases, hiring an experienced Tucson HOA foreclosure rights lawyer is crucial.

Protect Your Tucson Home With Harper Hall PLC

For over two decades, the team at Harper Hall PLC has been fighting for the rights of homeowners across Arizona. We are experienced and knowledgeable in all legal matters involving a homeowners association or a condo association and are ready to dedicate our energy to saving your home from foreclosure. These cases can be intricate, and there are several state laws that can play a role. Trust us to fight for your rights today.

How to Handle an HOA Home Foreclosure in Tucson

Nearly 902,000 homes in Arizona are under the authority of a local homeowners association. If you fall behind on your monthly dues, your HOA can file a foreclosure action against you. However, you do have options to avoid or stop this action altogether.

As soon as you are made aware of the HOA’s intent, you need to hire an attorney. Your attorney can review the circumstances of your case and determine which option may work correctly against an HOA foreclosure:

• Paying off the delinquent fees in total
• Negotiating with the HOA for a reduced payment amount or figuring out a payment plan
• Filing for bankruptcy
• Raising a legal defense against your HOA

Legal Grounds for HOA Home Foreclosure Action

If you fail to pay your monthly dues or assessments in Arizona, your HOA can try to foreclose your home. Arizona sees one of the highest dollar amounts when it comes to monthly fees, usually totaling near $448 per month, per household. When these fees go unpaid, a condo association or HOA can threaten home foreclosure, but only under certain circumstances. These circumstances, whichever comes earlier, have included:

• You owe more than $1,200 in monthly fees
• Your unpaid monthly dues are at least one year past due

However, there is a change coming to Arizona law. Effective September 26th, 2025, your HOA cannot foreclose on your house unless 18 months have passed or you are delinquent in the amount of $10,000.

Hire an HOA Foreclosure Rights Lawyer: Contact Harper Hall PLC Today

Don’t delay; if you have learned that your HOA plans on filing a foreclosure or lien against your home, you need to act now. When you hire an HOA foreclosure rights lawyer, they can work to obtain a court order to stop the sale, delay the sale, or find other legal grounds on which the sale may be challenged. Far too often, people wait until the last possible second to uncover a legal remedy to their impending HOA foreclosure. Contact us today and let us fight for you.